Turning 65 or new to Medicare?
Already on Medicare and paying too much for your current plan?
Relax and let me help you
get Maximum Mileage from your Health Plan!
about Me.
Michael W. Lamb, CFP® – Independent Insurance Broker / Consultant with over 30 years of finance and insurance experience, located in West Tennessee focused on helping retired or retiring Tennesseans get the most value for their premium dollars through proper planning with Medicare Supplement, Medicare Advantage and/or Medicare Part D Prescription plans.
I work WITH most of the major carriers, but I work FOR you!
Tennessee Life/Health Insurance Producer’s License
My focus.
Medicare Supplements - Medigap
Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). If you want drug coverage, you can join a separate Part D plan. To help pay your out-of-pocket costs
in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage. Can use any doctor or hospital that takes Medicare, anywhere in the U.S.
Medicare Advantage Plans
Medicare Advantage
(also known as Part C)
is an
“all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D.
Plans may have lower out-of-pocket costs than Original Medicare. In most cases, you’ll need to use doctors who are in the plan’s network. Most plans offer extra benefits that Original Medicare doesn’t cover like vision, hearing, dental, and more.
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”
Medicare Part D Prescription Drug Plans
Helps cover:
Cost of prescription drugs (including many recommended
shots or vaccines). Part D plans are run by private insurance companies that follow rules set by Medicare.
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”
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Testimonials
I was totally inept at figuring out the Medicare I should choose and no idea how to choose the right one for my budget. Mr. Lamb was very patient with me. He explained in great detail to me took his time and listen thoroughly. Then he was able to direct me into the right Supplement with my Medicare. – Ms. E.C.
Thank you Michael for your professional help to me you were friendly, responsive when I called your help has already payed off this year with my new Medicare Advantage Ins. – Mr. H.P.
Mike was wonderful, he was very patient and answered all my questions. I would definitely recommend any body getting ready to sign up for Medicare to talk to him. I had an all over great experience. - Mrs. J.T.
My Contact Information
Medicare Planning Group, LLC – Michael Lamb, CFP®
80 Cameron Cv.
Dyersburg, TN 38024
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